Everyday Bitcoin.

Afribit Pay is a non-custodial Bitcoin wallet that speaks M-Pesa. Buy sats with the money you already have, hold your own keys, and pay any till or Lightning invoice from one app.

Pre-launch · Built in Kibera, Nairobi

9:41
Afribit PayW

Total balance

125,500sats

≈ KES 1,255

ActivitySee all
Chapati Point · Till 118 220-1,850 sats
Received · Lightning+12,000 sats

It is live. Tap the scan button.

Buy with M-PesaHold your keysSpend anywhereSettled in secondsBuy with M-PesaHold your keysSpend anywhereSettled in secondsBuy with M-PesaHold your keysSpend anywhereSettled in seconds
01The problem

Spending Bitcoin here still takes two apps.

You buy sats in an exchange app. Then you cash out through a second app to actually pay for anything, because the duka, the matatu and the water point all run on M-Pesa.

Two logins. Two balances. Fees on the way in, fees on the way out. And the whole time, your coins sit in someone else's custody, not yours.

App one

The exchange

KYC queueCustodialWithdrawal fee

App two

The money app

SpendableNo BitcoinMore fees

Afribit Pay

One app. Both rails.

Buy with M-Pesa, hold your own keys, and pay Lightning or a till number from the same balance. The rail becomes a detail.

02The product

Every screen, in motion.

Eight screens, one wallet. Scroll and each one steps up to the camera.

9:41
Afribit PayW

Total balance

125,500sats

≈ KES 1,255

ActivitySee all
Chapati Point · Till 118 220-1,850 sats
Received · Lightning+12,000 sats
9:41
Scan to pay
9:41
Scan to pay

Detected automatically

Mama Njeri · Till 832 445

Toi Market · KES 250

9:41
Confirm payment

Paying

Mama Njeri

M-Pesa till 832 445 · Toi Market

You send

25,000 sats

They receive KES 250

Network fee4 sats
RailLightning → M-Pesa
CustodyYour keys, start to finish

Hold for one second to settle

9:41

Paid. Settled.

Mama Njeri · KES 250 · 25,000 sats

1.4 seconds · Lightning → M-Pesa

The till got shillings. You never gave up your keys.

9:41
Send

To

+254 712 345 678

Try one

9:41
Receive
⚡ Lightning

Anyone can pay you at this address

9:41
Buy bitcoin

You pay with M-Pesa

KES500

50,000 sats

01 · 08

Your money, at a glance

Sats and shillings in one balance. The scan button is the whole interface.

03Try it yourself

Pay a till with sats. Right now.

This is not a video. Every screen is the real flow, wired up. Pay Mama Njeri's till, then try Send, Receive and Buy from the home screen. The balance remembers everything you do.

Demo data · Confirmation and settlement screens designed in-system

9:41
Afribit PayW

Total balance

125,500sats

≈ KES 1,255

ActivitySee all
Chapati Point · Till 118 220-1,850 sats
Received · Lightning+12,000 sats

Live demo

04Self custody

You holdthe keys

Non-custodial is not a feature on a list. It is the whole deal. Money that answers to you alone, on a phone in your pocket, in a neighbourhood where trust is earned face to face.

A

Keys live on your phone

The wallet generates your keys on your device and they never leave it. Afribit Pay is an app, not an account.

B

We never touch your sats

There is no company balance sheet holding customer coins. Nothing for us to freeze, lend out, or lose.

C

Walk away whenever

Your twelve words restore your money in any standard wallet. Loyalty should be earned, not locked in.

Your twelve words · not ours

01shilling
02······
03······
04······
05sunrise
06······
07······
08······
09······
10market
11······
12······

Written on paper, kept at home. If your phone drowns in the rains, your money does not.

05Rooted in Kibera

Built where it gets used.

Afribit did not arrive in Kibera with an app. It arrived with classes, market days and patient conversations, onboarding merchants and paying sats for real work long before this product had a name.

Afribit Pay is that experience, folded into software. Every screen answers a question someone actually asked at a stall, in a chama meeting, or over mandazi and chai.

Photography from the community is being gathered now

Photograph to comeMerchant portrait · Toi Market
Photograph to comeOnboarding session · Olympic, Kibera
Photograph to comeSats settlement at a duka counter
06Be early

Everyday Bitcoin is almost here.

Nothing to download yet, and that is the point. Get in before launch and help shape what ships.

Join the waitlist

Goes straight to eddie@afribit.africa